1. Nature of the program
The AssetUpside Referral Affiliate Program is a customer referral program. It is not a multi-level marketing or network-marketing program, an investment, a franchise, an employment opportunity, or a guaranteed-income opportunity. Commissions are earned only when customers you personally and directly refer pay for an AssetUpside subscription. There are no recruiting commissions, downlines, overrides, or multi-level compensation of any kind.
2. Eligibility
Any AssetUpside account holder with a verified email, on any plan including the Free plan, may join. There is no fee to join. Your own subscription level does not affect your commission rates or qualification. You must be at least 18 and able to form a binding contract.
3. Active Direct Paying Referral
An "Active Direct Paying Referral" is a distinct customer who signed up through your referral link and currently holds a paid AssetUpside subscription that is active (or within a 14-day grace period after a failed payment). The following never count: your own account; Free accounts; trials not yet paid; complimentary or fully discounted accounts; accounts with refunded or charged-back payments; canceled or inactive subscriptions; and duplicate, fraudulent, or manipulated accounts. An organization or team account counts as exactly one (1) Active Direct Paying Referral regardless of how many seats it has.
4. Commission tiers
- 0–4 Active Direct Paying Referrals: 10% First-Year Commission (Months 1–12); 0% Ongoing Commission (Months 13+).
- 5–9: 15% First-Year Commission (Months 1–12); 3% Ongoing Commission (Months 13+).
- 10–24: 20% First-Year Commission (Months 1–12); 5% Ongoing Commission (Months 13+).
- 25 or more: 25% First-Year Commission (Months 1–12); 7% Ongoing Commission (Months 13+).
The First-Year Commission (Months 1–12) applies to each eligible subscription payment a referred customer makes during their first twelve (12) months of paid subscription, counted from their first paid invoice. The Ongoing Commission (Months 13+) begins only in month thirteen (13). Commissions are calculated on the amount actually collected, excluding taxes, refunds, and discounts. No commission is paid for enrolling another Affiliate.
Attribution. A referral is attributed to the affiliate whose link the customer last clicked within the 30 days before the customer created their AssetUpside account. Attribution is recorded when the account is created and does not expire.
5. Tier advancement and demotion
Your tier is measured automatically at the moment each referred payment succeeds, and that payment's rate is locked at that moment. If your count rises, future commissions on all of your referrals use the higher rate. If your count falls (for example, because referrals cancel), future commissions use the lower rate. Commissions already earned are never retroactively reduced, except as provided for refunds, chargebacks, and fraud in Section 9.
6. Pending and validation period
Each commission is Pending for thirty (30) days after the underlying payment to protect against refunds, chargebacks, fraud, and payment failures. After that it becomes Approved and is settled at the next monthly settlement.
7. Allocation: Subscription Credits and cash
Approved Commission means a commission that has completed the validation period and is eligible for allocation. Reserved for Subscription means an Approved commission amount designated toward your next eligible monthly AssetUpside subscription but not yet applied. Subscription Credit means a Reserved amount that has actually been applied to reduce an eligible AssetUpside subscription charge. A Subscription Credit is a discount on your own subscription price, not a payment or compensation to you. Cash Commission Balance means Approved commission amounts allocated for eventual cash payout.
If you have an active monthly paid subscription, Approved commissions are first Reserved toward your next monthly invoice, in any amount and with no minimum, up to that invoice's amount. Amounts beyond it go to your Cash Commission Balance; credits do not accumulate across multiple future months. If you are a Free or annual paid affiliate, Approved commissions go to your Cash Commission Balance, and nothing is reserved toward an annual renewal.
An Approved commission designated for an upcoming subscription does not become a Subscription Credit until the credit is actually applied to an eligible AssetUpside subscription charge. If the applicable monthly subscription ends, changes to annual or Free, or otherwise becomes ineligible before the Reserved amount is applied, the unapplied Reserved amount is reallocated to your Cash Commission Balance. If you change to a lower-priced monthly plan, only the amount needed for the new invoice stays Reserved and the rest moves to your Cash Commission Balance.
A Subscription Credit is a price discount on your AssetUpside subscription. Once applied, it has no cash value and cannot be withdrawn, transferred, converted, or redeemed for cash, including if you later cancel.
Cash settlement runs once per month, on or about the first day of the month. Cash is paid when your Cash Commission Balance is at least $100; smaller balances roll forward. The $100 minimum applies only to cash payouts, not to Reserved amounts or Subscription Credits. If your participation ends in good standing, unapplied Reserved amounts move to your Cash Commission Balance, previously applied Subscription Credits remain noncash, and your final Cash Commission Balance is paid regardless of the $100 minimum once remaining Pending commissions resolve. Payouts are made through our payment processor to a payout account you connect; Asset Upside, LLC does not receive or store your bank or tax identification details.
8. Cancellations and inactive referrals
When a referred customer cancels or their subscription becomes inactive, they stop counting toward your tier and no further commissions accrue on them. A cancellation does not void a Pending commission on a payment Asset Upside, LLC already collected; it becomes Approved after thirty (30) days unless that payment is refunded or charged back.
9. Refunds, chargebacks, and clawbacks
If a referred payment is refunded, reversed, or disputed, the related commission is void. If it was already paid in cash or applied as a Subscription Credit, the amount is deducted from future balances, and any unapplied Reserved amount or unpaid cash tied to it is removed. Asset Upside, LLC may withhold or freeze commissions pending investigation of suspected fraud or abuse.
10. Self-referrals, duplicate accounts, and manipulation
You may not earn commissions on your own account or on any account you own, control, or pay for. Creating duplicate or fake accounts, cycling subscriptions, using payment instruments you are not authorized to use, paying for others' subscriptions to inflate your count, or any other manipulation is prohibited and voids affected commissions.
11. Required affiliate disclosure
Consistent with the FTC's Guides Concerning the Use of Endorsements and Testimonials, you must clearly and conspicuously disclose your financial relationship with AssetUpside whenever you endorse or promote it — close to the recommendation, in plain language, and in the same medium. Approved language: "I may earn a commission if you subscribe to AssetUpside through my referral link." Hashtags such as #ad or #affiliate may supplement, but not replace, a clear disclosure where space allows.
12. Marketing rules
Approved practices include honest personal recommendations, reviews based on your own use, and sharing your link with people you know or through your own content with the required disclosure.
Prohibited:
- False, misleading, or unsubstantiated claims about AssetUpside features, data, results, or pricing.
- Any earnings or income claims, including passive-income, financial-freedom, get-rich, or guaranteed "free subscription" claims.
- Describing the program as an investment, business opportunity, or MLM, or implying it is endorsed or approved by any government agency.
- Spam, unsolicited bulk messaging, or messaging that violates the TCPA or CAN-SPAM.
- Bidding on "AssetUpside" or confusingly similar terms in paid search, or using lookalike domains.
- Impersonating Asset Upside, LLC, or coupon/cashback sites that rebate commissions without written consent.
13. Taxes and payout setup
You are an independent contractor and solely responsible for all taxes on cash commissions you receive. Before any cash payout is released, you must complete payout onboarding with our payment processor, Stripe. Stripe collects any required tax information directly from you. Asset Upside, LLC does not collect or store your tax information. Until onboarding is complete, your Cash Commission Balance is shown as "Awaiting payout setup" and held; held cash is not forfeited and is released in the next monthly settlement after onboarding is complete. Information returns will be issued where required by applicable law. Subscription Credits are discounts on your own subscription, not compensation, and are not subject to this hold. Asset Upside, LLC does not provide tax advice. [ATTORNEY TO FINALIZE]
13A. Attribution
A referral is attributed to the affiliate whose link the customer last clicked within the 30 days before the customer created their AssetUpside account. Attribution is recorded when the account is created and does not expire. A multi-seat or team account counts as one referral. [ATTORNEY TO FINALIZE]
13B. Unused amounts, closure, and dormancy
If you downgrade to Free or switch to an annual plan, any amount Reserved toward a monthly subscription but not yet applied moves to your Cash Commission Balance, as described in Section 7. If you close your AssetUpside account, unapplied Reserved amounts move to your Cash Commission Balance and are paid under the final-settlement rule below; Subscription Credits already applied remain noncash. On termination of your participation for any reason other than a violation, your remaining Approved balance is paid regardless of the $100 minimum once Pending commissions resolve. Balances that remain unclaimed for twelve (12) months after we notify you (for example, because payout setup was never completed) will be handled as required by applicable unclaimed property law. [ATTORNEY TO FINALIZE]
14. Program changes, suspension, and termination
Asset Upside, LLC may change commission rates, tiers, qualification rules, or these terms on thirty (30) days' notice; changes do not reduce commissions already earned. We may suspend or terminate any affiliate immediately for a defined violation of this Agreement: fraud; self-referral or manipulation under Section 10; spam or unlawful messaging; prohibited earnings or other claims under Section 12; misleading advertising; or trademark misuse — and Pending or unearned commissions directly tied to the violation are forfeited. Either party may end participation at any time; Approved commissions not tied to a violation remain payable under Sections 7 and 13B.
15. Confidentiality and intellectual property
Referral data and non-public program information are confidential. You receive a limited, revocable, non-exclusive license to use AssetUpside names and logos solely to promote the Service under this Agreement.
16. No guarantee; limitation of liability
Nothing in this Agreement guarantees any income. Each party will indemnify the other against third-party claims arising from its own breach of this Agreement, violation of law, or (for you) your promotional activity. TO THE MAXIMUM EXTENT PERMITTED BY LAW, EACH PARTY'S TOTAL LIABILITY UNDER THIS AGREEMENT WILL NOT EXCEED THE COMMISSIONS PAID TO YOU IN THE TWELVE (12) MONTHS BEFORE THE CLAIM, AND NEITHER PARTY IS LIABLE FOR INDIRECT OR CONSEQUENTIAL DAMAGES. THIS CAP NEVER LIMITS ASSET UPSIDE, LLC'S OBLIGATION TO PAY VALID APPROVED COMMISSIONS ACTUALLY OWED.
17. Governing law and disputes
This Agreement is governed by the laws of the State of South Carolina. The arbitration agreement, class-action waiver, venue, and general provisions of the AssetUpside Terms of Service are expressly incorporated into this Agreement and apply to any dispute under it. Where they conflict, this Agreement controls as to the referral program.
You accept this Agreement by checking an unchecked acceptance box; the version and time of acceptance are recorded.
Asset Upside, LLC
3604 Fernandina Rd, Ste 206
Columbia, SC 29210
support@assetupside.com
Questions about the program: affiliate@assetupside.com. Account and billing help: support@assetupside.com.